How much would general liability insurance and health insurance cost for a small business in Beverly Hills, CA


***k*** asked: I have to do a project for my Economics class. I have to establish a fictional business. The problem is, I can’t find out the cost of insurance unless I fill out a form and wait to be contacted by an actual insurance agent. I’m not really forming a business. So I was [...]

Read the rest »

Health insurance?


Tisha S asked:
I have health insurance with my employer and it only covers 80% of the expenses. If I go to the doctor will they bill me for the 20% I have to pay out of pocket, or will I have to pay right then.

Read the rest »

Health insurance?


Tisha S asked: I have health insurance with my employer and it only covers 80% of the expenses. If I go to the doctor will they bill me for the 20% I have to pay out of pocket, or will I have to pay right then.

Read the rest »

Health Insurance Reform and the “Public Option”: Should we care??


“The challenge here is to formulate a system with a public and private health insurance mix that benefits as many of the interests as possible without facilitating the spiraling health insurance costs that the nation is saddled with.”

Read the rest »

Finding and Choosing a Small Business Health Insurance Plan: Part 2


Image by Angela Radulescu via Flickr

What you DON’T want to do, when looking to buy small business health insurance for you and your employees, is buy the first group or small business health insurance plan that you come across.  Different health insurance companies offer different insurance plans and at different prices.
To prevent yourself from wasting [...]

Read the rest »

Finding and Choosing a Small Business Health Insurance Plan: Part 1


Image by Marionzetta via Flickr

Are you a small business owner?  If you are, are you interested in getting health insurance coverage for yourself and your small business employees?  If you are, you will need to find a small business health insurance plan to buy.  In the United States, it is also common to hear a [...]

Read the rest »

Unemployment Rates and Health Insurance Reform


Image by Getty Images via Daylife

As several states are experiencing a fall in unemployment rates, the overall national average paints a bleaker picture, as it is starting to slowly rise, causing an array of social and economic problems for the ordinary citizen, most notable of which is health insurance.
There are more than 1.69 million Americans [...]

Read the rest »

Unraveling the Advantages of Federalism through Health Insurance Reform


Image via Wikipedia

Federalism is a legal and political concept suggesting that law is best made in a twofold relationship: centrally and locally with the current Health insurance and Health care reform debate, a perfect example of the process. Operative in many nations around the world under many different guises, federalism is centered on the [...]

Read the rest »

Health Insurance Reform: Truth or Dare!


A very interesting article was published in the September 7th issue of Newsweek on health care and health insurance reform. The article entitled “The Five Biggest Lies in the Health Care Debate” reviewed five lies that have been circulating the internet on Health care reform. Written by Sharon Begley, it speaks directly to some of [...]

Read the rest »

Medical Identity Theft, Health Insurance and You!


Medical identity theft is often overlooked on television and newspapers but is growing extremely rapidly. People are unable to get medical coverage easily and desperate times can drive many people to take very desperate measures. The uncertainty in what health insurance for self employed individuals, small businesses and individuals will look like in the future, [...]

Read the rest »