Medical Identity Theft, Health Insurance and You!

Medical identity theft is often overlooked on television and newspapers but is growing extremely rapidly. People are unable to get medical coverage easily and desperate times can drive many people to take very desperate measures. The uncertainty in what health insurance for self employed individuals, small businesses and individuals will look like in the future, has further compounded the issue.

Unless you have a medical condition, you could keep your health insurance card in your wallet or purse and rarely ever use it. You might not even notice if it happened to disappear.

When medical identity theft occurs, you may never even know it happened until its way too late. The complications it can cause can threaten your life, the life of your loved ones, your business and so on. Blood types can be changed, diagnoses you never actually got can be put into your records and much more very scary things could happen. Just check out the video below for an example of what can happen.

Medical Identity Theft

Imagine getting into an accident and losing a lot of blood not realizing an identity theft had occurred and now your records show your blood type as A instead of B.

If you get a pint of the wrong type, serious problems or death may occur. You also may end up with extremely high medical bills. If someone bills your insurance for a broken leg, you may be responsible for much of the bill.

Repairing medical identity theft errors can be a very long and complicated process. If someone got treatment somewhere, that information may be shared all around the country.

Even if you change it, it could take a very long time to correct everywhere and that puts you at great risk in case of an accident.

To prevent all of this, keep detailed records of your medical bills and insurance statements.

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